नामांकित व्यक्तियों की अधिक संख्या का उद्देश्य बैंकों में बिना दावे वाली जमा राशियों को कम करना है : वित्त मंत्री निर्मला सीतारमण
नई दिल्ली। लोकसभा ने बैंकिंग कानून (संशोधन) विधेयक, 2024 (Banking Laws (Amendment) Bill 2024) पारित कर दिया है। ऐसे में सरकार ने एक साथ आरबीआई अधिनियम 1934, बैंकिंग नियमन कानून 1949, एसबीआई अधिनियम 1955 और बैंकिंग कंपनीज अधिनियमन 1970-1980 के कई प्रावधानों में संशोधन किया है। यह विधेयक बैंक खाताधारकों को अपने खातों में अधिकतम चार नामांकित व्यक्ति रखने की अनुमति देता है। नामांकित व्यक्तियों की अधिक संख्या का उद्देश्य बैंकों में बिना दावे वाली जमा राशियों को कम करना है। वित्त मंत्री निर्मला सीतारमण (Nirmala Sitharaman) ने कहा, “जमाकर्ताओं के पास क्रमिक या एक साथ नामांकन की सुविधा होगी जबकि लॉकर धारकों के पास केवल क्रमिक नामांकन होगा।”
एक और बड़ा बदलाव निदेशक पदों के लिए “पर्याप्त ब्याज” को फिर से परिभाषित करने से जुड़ा है जो लगभग छह दशक पहले तय की गई 5 लाख रुपये की मौजूदा सीमा के बजाय 2 करोड़ रुपये तक बढ़ सकता है।
बैंकिंग कानून (संशोधन) विधेयक की महत्पूर्ण बातें
- बैंकिंग कानून (संशोधन) विधेयक, 2024 अधिकतम 4 व्यक्तियों को नामांकित करने की अनुमति देता है जिसमें जमाराशियों, सेफ कस्टडी में रखी वस्तुओं और सुरक्षा लॉकरों को लेकर नामांकन के प्रावधान शामिल हैं।
- यहविधेयक किसी व्यक्ति द्वारा लाभकारी हित की शेयरधारिता की सीमा को 5 लाख रुपये से बढ़ाकर 2 करोड़ रुपये करने की अनुमति देता है।
- यह विधेयक बैंकों द्वारा भारतीय रिजर्व बैंक को वैधानिक रिपोर्ट प्रस्तुत करने की रिपोर्टिंग तिथियों को संशोधित करने की अनुमति देता है ताकि उन्हें पखवाड़े या महीने या तिमाही के अंतिम दिन के साथ अलाइन किया जा सके।
- विधेयक के साथ सहकारी बैंकों में निदेशकों (अध्यक्ष और पूर्णकालिक निदेशक को छोड़कर) का कार्यकाल 8 वर्ष से बढ़ाकर 10 वर्ष किया गया है.
- विधेयक केंद्रीय सहकारी बैंक के निदेशक को राज्य सहकारी बैंक के बोर्ड में सेवा करने की अनुमति देता है।
- यह विधेयक वैधानिक लेखा परीक्षकों को दिए जाने वाले पारिश्रमिक को तय करने में बैंकों को अधिक स्वतंत्रता देने का प्रयास करता है।
विधेयक पर चर्चा के दौरान वित्त मंत्री रनिसीतारमण ने कहा, “भारत का बैंकिंग क्षेत्र राष्ट्र के लिए महत्वपूर्ण है। हम एक भी बैंक को संघर्ष नहीं करने दे सकते। 2014 से हम इस बात को लेकर बेहद सतर्क रहे हैं कि बैंक स्थिर रहें। हमारा इरादा अपने बैंकों को सुरक्षित, स्थिर और स्वस्थ रखना है और 10 साल में हर कोई इसका नतीजा देख रहा है जिससे अर्थव्यवस्था को फायदा हो रहा है।” उन्होंने आगे कहा, “आज बैंकों को पेशेवर तरीके से चलाया जा रहा है। मेट्रिक्स स्वस्थ हैं, इसलिए वे बाजार में जा सकते हैं, बॉन्ड और ऋण जुटा सकते हैं। अपने व्यवसाय को उसी के अनुसार चला सकते है।



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Some research have proven an increase in testosterone ranges in animals and
cell cultures handled with onion extract or quercetin, whereas others have
proven no vital effect. Onions contain quite a lot of compounds which were
suggested to potentially affect testosterone levels.
One such compound is quercetin, a flavonoid that is found in excessive concentrations in onions.
Quercetin has been shown to have anti-inflammatory, antioxidant,
and anti-cancer properties, but its effects on testosterone ranges
are still being researched. Quercetin has been proven to have anti-inflammatory results and should assist support a healthy immune system.
Quercetin has been shown by research to probably
block the unfold of sure cancer cells. For instance, it may cause these
dangerous cells to die off in sorts like breast cancer or
prostate tumors.
It is essential to approach this matter with warning, as more analysis
is required to fully perceive the extent of onion’s impression on testosterone.
As with any dietary change, it is always best to seek the advice of with a healthcare
professional for customized advice. In addition to onions, there
are a quantity of different meals which will assist improve testosterone levels.
These embody oysters, lean meats, nuts and seeds, fatty fish, and
cruciferous vegetables like broccoli and cabbage.
Extra analysis is needed to discover out whether or not onions have the same
effect on testosterone levels in people. So a full sex life is not solely good for
the soul, it could possibly additionally keep the male hormone
steadiness in full swing. Sport not solely boosts the body’s own testosterone production, it also
reduces the cortisol level, which is considered to be a testosterone “brake”.
Both strength and endurance coaching have a stimulating effect – but only as lengthy as they don’t appear to be exaggerated.
Yes, onions have quite a few health advantages together with anti-inflammatory, antioxidant,
and immune-boosting properties. There is a few evidence
that eating onions may help enhance testosterone levels in males.
Nevertheless, the proof is proscribed and more research is required
to verify this theory. In truth, many women have been identified to swear by consuming
onions to enhance their libido. It’s also been mentioned that
smelling an onion before bed can help you go to sleep quicker.
Whereas there isn’t enough scientific proof to substantiate
this, it’s a preferred declare among many females.
Onion dietary supplements, usually marketed as onion extract
or quercetin capsules, may present some of the helpful compounds
present in raw onions. However, entire meals contain a fancy matrix of vitamins that work synergistically, which is difficult to duplicate in supplement form.
While some supplements declare to help testosterone ranges,
their effectiveness can range based on dosage,
quality, and absorption rates. For essentially
the most dependable advantages, consuming entire,
contemporary onions in a balanced food regimen is recommended over relying solely on supplements.
Yes, there are a number of foods which have been advised to probably help
healthy testosterone levels. Additionally, foods rich in vitamin D, corresponding to fatty fish and fortified dairy products, can also play a role in testosterone manufacturing.
This is as a result of onions decrease blood sugar, which is commonly attributable to stress and consuming too many processed meals.
It’s additionally a robust pure aphrodisiac and fertility enhancer for males,
boosting testosterone and sperm rely, and enhancing sexual stamina
and libido. Onions are additionally a scrumptious garnish for grilled or roasted
meats, salads, soups, and salsas.
The particular compound in onions that affects LH is quercetin, which prompts an enzyme which will boost Testosterone synthesis.
Nevertheless, some individuals might expertise digestive points corresponding to heartburn, fuel, or bloating when consuming onions.
This is because onions contain a sort of carbohydrate called fructans, which
may be troublesome for some people to digest.
If you’ve a sensitive stomach or a historical past of gastrointestinal problems, you might wish to consume onions carefully or keep away from them altogether.
The highly effective anti-inflammatory results of quercetin could
considerably cut back total physique irritation. Persistent swelling
or irritation inside the physique is linked to main well being points such as coronary heart disease, diabetes, and
varied forms of most cancers.
Vitamin C acts as an antioxidant and helps to reduce oxidative stress in the body, which might have a positive impact
on hormone stability. There is not any specific
analysis that examines the effects of onions on testosterone levels.
Nevertheless, a quantity of research examine the impact of certain vitamins and foods on testosterone manufacturing.
In addition, onions are an excellent supply of vitamin C, which
is important for testosterone production.
TRT dietary supplements Testosterone to restore hormone balance and alleviate
low T signs such as fatigue, low libido, and sexual dysfunction. So far, most
research centered on animals, and further analysis is important to find a
particular hyperlink between onions and Testosterone in humans.
And hey, when you’re worried about the odor, just remember – somewhat dangerous breath is a small price to pay for the various advantages of this testosterone-boosting powerhouse.
As a guy who’s all the time looking for ways
to maintain my testosterone levels in check, I stumbled upon this little-known secret weapon. There’s additionally some
research about both compounds and most cancers discount, however more research are needed, Rizzo notes.
References:
steroid chemistry (Karine)
Research counsel the mineral could improve T levels, however that’s not the only reason to contemplate getting extra Z.
Tracy Middleton is the Senior Editorial Director at Hone and a well being and wellness journalist with more than 20 years’ experience.
She is the previous Editor in Chief and Model Director of Yoga Journal and former Well Being Director of Women’s Health.
While not as common as low T, having too much
testosterone can be simply as problematic.
However, on your hormones to do what they should do, they have to be balanced.
Having too much of something is normally a unhealthy factor, and an excessive amount
of testosterone may mean infertility. For instance, when a person gets indignant, their
body produces further testosterone to prepare it for a struggle or flight state of affairs.
Like all the other chemical substances produced by the
human body, having too much greater than the traditional amount produces noticeable physiological results.
If you choose to attempt the testosterone gel, you can get
greater ranges of the hormone in your physique. This is as a outcome of
the testosterone from the gel absorbs into the skin quite simply.
Yes, sure life-style choices can contribute to excessive
testosterone ranges in males. Heavy energy training
or weightlifting workout routines, for instance, can cause a rise in testosterone production. Additionally, a food plan that’s
excessive in fats and low in fiber has been linked to higher testosterone levels.
Nonetheless, it may be very important note that these way
of life components alone are unlikely to cause significantly high testosterone levels, and other underlying
components are sometimes concerned.
“That’s why I don’t prescribe TRT for males who wish to have youngsters,” says Calvert.
A hypertensive emergency is when a sudden and extreme rise
in blood stress damages one or more important organs, namely the
eyes, brain, kidney, or coronary heart. Well Being situations like diabetes
or excessive ldl cholesterol are also risk elements for hypertension. Most
adults with hypertension have major hypertension, that means the
condition exists on its own with no identifiable trigger.
Despite no known trigger, individuals with main hypertension usually have one or more
threat components for hypertension. In developed nations like the Usa,
the chance of growing hypertension is up to four instances larger when you have a household history of
the illness compared to the overall population. The most reliable way to know extra
about your ranges of testosterone is through a check.
That mentioned, if you’re suffering from this condition and
wish a result in remedy it, look no additional.
On the other hand, it’s extra favorable for girls to get quality over quantity since she has to hold
a baby for 9 months and is accountable for nearly all of child rearing.
A number of research have been published supporting testosterone’s effectiveness in supraphysiologic
dosages. Testosterone ranges higher than 1000ng/dl or 35nmol/L are
generally thought of “significantly above normal” for males.
A better understanding of how your physique works will help you address hormonal fluctuations.
Extreme circumstances of CAH are recognized in infancy, however
individuals with milder instances might present only a few signs till later
in life. Steroid abuse is also thought to be answerable for
symptoms corresponding to rage and extreme confusion. Testosterone levels can change
throughout a man’s life and even vary all through a typical day.
First, elevated levels can increase the chance
of creating cardiovascular ailments, together with hypertension and heart attacks.
Testosterone performs many essential roles in males, from maintaining
the density in bones and muscle mass to regulating
intercourse drive and sperm manufacturing. By itself, excessive testosterone
does not essentially imply problems or that you have to
be tested and handled; all of it depends on how high the levels are and
the state of your health otherwise. Preventive measures for prime testosterone levels may embrace sustaining a healthy weight, eating a balanced food regimen, and engaging in common bodily activity.
Testosterone ranges can fluctuate throughout the day and may be influenced by
varied factors, together with stress and recent bodily
activity. If constantly elevated ranges are noticed in blood tests, additional investigation may be needed to establish the underlying trigger.
For low testosterone levels, synthetic types of testosterone are sometimes used as supplementation. In addition, healthy life-style
changes and resolving underlying medical issues may be really helpful
to maintain testosterone production.
Disorders corresponding to congenital adrenal hyperplasia (CAH) and
adrenal tumors could cause the adrenal glands to produce extreme quantities of testosterone.
This can lead to symptoms similar to early puberty, virilization (development of male characteristics), and infertility.
Some males, particularly athletes and bodybuilders, might use anabolic steroids to extend muscle mass and enhance athletic performance.
Anabolic steroids are synthetic versions of testosterone that can drastically enhance testosterone ranges in the body.
References:
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Le stress chronique entraîne une production extreme de cortisol, une hormone qui inhibe
la testostérone. Avec l’âge, la capacité de récupération diminue et le stress peut
avoir un impression plus marqué. Après avoir analysé en profondeur les 5 meilleurs boosters de testostérone du marché en 2025, examiné leurs
formules et évalué les résultats obtenus par des centaines d’utilisateurs,
une hiérarchie claire se dégage. Pour des résultats optimaux, je recommande la remedy de 3 mois (avec 2
bouteilles gratuites), automobile les effets s’accumulent progressivement et atteignent leur
plein potentiel après 90 jours d’utilisation régulière.
De plus, cette offre est protégée par une garantie à vie, ce qui témoigne de la confiance exceptionnelle du fabricant dans son produit.
Au lieu d’agressivité, je préfère parler, pour la grande majorité des cas en tout cas, des effets sur la motivation et la compétitivité des boosters de testostérone.
Dans un précédent article, je parlais de la notion d’agressivité souvent reliée aux effets des boosters
de testostérone.
On peut en dire autant du fenugrec, une plante aromatique qui a un puissant effet
sur la libido. Ce booster contient également des extraits de Tribulus terrestris, une plante
méditerranéenne qui occupe une place prépondérante dans la pharmacopée
locale. Mais saviez-vous qu’elle contribue aussi à augmenter les niveaux de
testostérone chez l’homme ? Lors d’une étude, sixty six patients traités à l’extrait de Panax ginseng ont ainsi vu
leur taux de testostérone augmenter, en comparaison du groupe témoin (3).
Leur nombre de spermatozoïdes par mL de sperme, ainsi que la motilité de ces derniers, s’est également accrue.
Une autre étude, menée sur 45 sufferers, a montré les effets intéressants du
ginseng sur la capacité érectile (4). Ces différentes vertus s’expliquent notamment par les propriétés anti-stress (et donc
anti-cortisol) de la plante.
TestoGen est un autre excellent choix pour ceux qui cherchent à augmenter leur testostérone
naturellement. Il contient du D-Aspartic Acid, du zinc,
et du fenugrec pour maximiser la production de testostérone et améliorer la performance physique.
Outre les bénéfices physiques, un booster de testostérone peut améliorer
la libido et la qualité de vie sexuelle.
Une autre étude a examiné remark le fenugrec
affecte la fonction sexuelle et la qualité de vie. Les chercheurs ont fourni à 60 hommes en bonne
santé âgés de 25 à fifty two ans 600 mg de fenugrec ou
un comprimé placebo vide chaque jour pendant six semaines.
La testostérone est l’hormone sexuelle masculine clé, mais
elle est également importante pour les femmes. Elle joue un rôle crucial dans la croissance musculaire, la
perte de graisse et pour une santé optimale.
Prime Male a la particularité d’être un amplificateur destiné aux hommes ayant la
trentaine d’âge. Ce booster vous permet de produire
plus de muscle et d’accroître votre endurance ainsi que votre masse musculaire.
Ce formidable booster vous permet également d’améliorer vos niveaux d’énergies.
Il est particulièrement conseillé pour ceux qui souhaitent se
remettre en pleine forme. Prime Male renforce également vos fonctions cognitives
en stimulant davantage votre mental, ce qui vous permettra de vous sentir mieux.
Il est conseillé de dormir au minimum 7 h par nuit, pour profiter de ces effets.
En plus de ces options, il est possible de contrer les effets négatifs de la baisse de testostérone en prenant de bonnes habitudes, qu’on vous présente ci-dessous.
Ce Testo Max offrirait des résultats rapides – dès les 2 premières semaines d’utilisation –
avec une prise qui doit se faire en cycle de 2 mois, avec une semaine de pause entre chaque cycle.
Il suffit de prendre 4 gélules par jour, 20 minutes avant le petit-déjeuner, avec un grand verre d’eau.
Il mise sur une formule développée par des scientifiques
et sur les effets de douze ingrédients, qui combinés, peuvent aider un homme
à se sentir plus en forme. Pas besoin d’ordonnance, pour ce
supplément qui ne contient pas d’OGM et pas de soja et qui est approuvé
par la FDA (Food And Drug Administration). Il régule et encourage
la production de testostérone intelligemment et permet d’être en meilleure santé.
Les bodybuilders ayant ingéré du Viriderx XT ont vu une nette augmentation de leur taux de testostérone pouvant aller jusqu’à 166% (d’après le producteur).
Les premiers amoindrissent la baisse de testostérone
tandis que le zinc améliore-t-il la Testostérone second diminue la sensation de fatigue tout en améliorant la capacité de travail.
Pour avoir des résultats palpables, il faut s’administrer 200 à 300 mg
de cette plante, 2 à 3 fois par jour pendant 8 semaines, avec un cycle de 5 jours de prise et 2 jours
d’arrêt.
Si vous vous sentez fatigué, épuisé, que votre libido est en baisse ou que vous trouvez avoir perdu de
la pressure physique, TestoPrime pourrait vous aider à remédier à ces
problèmes. Aux bénéfices multiples, ces booster permettraient,
entre autres, de retrouver une production normale de testostérone et d’augmenter la masse musculaire.
Pour vous aider à choisir le booster qui correspond
à vos besoins, nous avons réuni ici les 5 meilleurs booster de testosterone, ainsi que toutes les informations nécessaires pour comprendre le fonctionnement de ces compléments alimentaires.
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Le réel problème est leur résistance à l’insuline, qui, rappelons-le, est une hormone de stockage.
Pour rappel, en cas de résistance à l’insuline, le corps va développer
des cellules graisseuses pour stocker le sucre en trop.
De plus, un niveau élevé d’insuline conduit à une irritation généralisée, qui favorise le surpoids.
Le cycle menstruel peut devenir plus court (par exemple,
24 jours au lieu de 28), intermittent ou encore les saignements peuvent être plus abondants que d’habitude.
Certaines personnes s’aperçoivent que leur tissu vaginal s’amincit, que leurs symptômes prémenstruels
s’aggravent, que leur libido change et qu’elles
éprouvent des bouffées de chaleur, des sueurs nocturnes et des problèmes d’insomnie et d’irritabilité.
Même si la ménopause a parfois mauvaise réputation, de nombreuses personnes vivent cette transition sans éprouver de symptômes désagréables, et certaines d’entre elles
accueillent avec soulagement cette période de transition.
Comme les taux de testostérone diminuent chez les hommes plus âgés, la gynécomastie peut se développer et persister si elle n’est pas traitée.
La gynécomastie touche environ 1 Testicule en moins testosterone homme sur 4 entre 50 et
80 ans, selon la clinique Mayo. Le corps masculin produit à la fois de la testostérone et de l’œstrogène, bien que l’œstrogène se trouve généralement à de faibles niveaux.
Si le taux de testostérone d’un homme est
particulièrement bas par rapport à celui des œstrogènes, ou s’il y a un excès d’activité œstrogénique par rapport à la testostérone, des seins plus
gros peuvent apparaître. Elle est responsable
des caractéristiques physiques masculines et affecte également la libido et
l’humeur de l’homme. Lorsqu’il y a un déséquilibre
des hormones du corps chez les hommes, y compris la testostérone, la gynécomastie peut se
développer. Les symptômes de vieillissement typiques de l’andropause (chez des hommes par ailleurs en bonne
santé) peuvent être comparés à une pâle décoction d’hypogonadisme.
L’utilisation de médicaments pour traiter une affection pour laquelle ils ne sont pas approuvés par la FDA est connue sous le nom d’utilisation « non indiquée sur l’étiquette ».
Mais vous devriez parler de l’utilisation de ces médicaments avec votre médecin avant de commencer le traitement.
L’andropause est-elle médicalisée par des groupes d’intérêt, comme l’industrie pharmaceutique ?
Si une an infection est la trigger des bouffées de chaleur, il est potential de ressentir d’autres symptômes
tels que la fatigue, les douleurs articulaires et la transpiration. Les troubles anxieux peuvent causer des symptômes physiques comme les bouffées de chaleur, l’accélération du rythme cardiaque et la transpiration accrue.
Cela est fréquent chez les personnes qui ont des crises de panique ou un bother de stress post-traumatique.
Votre prestataire de soins de santé vous conseillera peut-être de
le prendre avec de la vitamine B6 (de nombreux suppléments de 5—
HTP contiennent de la vitamine B6). Le VIH, les infections opportunistes, certains médicaments
et certaines drogues ainsi que le stress ont tous le potentiel de perturber sérieusement vos taux d’hormones.
Par ailleurs, certains changements hormonaux
se produisent naturellement et font partie du processus de vieillissement regular.
Il existe une intrication forte entre l’hypogonadisme
masculin lié à l’âge et l’existence d’un syndrome métabolique
avec augmentation de l’insulinorésistance et du risque de diabète de sort 2 incident.
Il existe un risque accru de chutes, indépendamment des indices de efficiency
physique et de fragilité. La prévalence de l’ostéoporose est plus élevée chez les
hommes ayant des taux bas de testostérone, avec notamment une
augmentation du risque de fractures non vertébrales
(cf. Item 128 – Ostéopathies fragilisantes). Évolution de la concentration de testostérone
totale circulante chez des hommes en fonction l’âge.
Il faut les corréler à la constitution de chaque personne et à son état de santé.
Elles donnent une idée de l’imprégnation globale de DHEA et surtout, elles permettent de faire un suivi dans
le temps, et d’éviter de traiter sans savoir.
Le médecin, au vu des résultats d’analyse et des symptômes présentés par le sujet, décidera si un essai de traitement est souhaitable,
puis il ajustera les doses en fonction des résultats. Les médecins
ont établi un lien entre un faible taux de testostérone et un risque accru d’anémie, selon un article de recherche publié dans la revue Journal of
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et les fonctions cognitives – en particulier la mémoire – diminuent avec
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de testostérone pourrait contribuer à affecter la mémoire.
Une bonne prise en cost des affections chroniques sous-jacentes est importante et devrait passer avant
le recours à un traitement à la testostérone. Ces affections peuvent être à l’origine de certains symptômes et d’un faible taux de testostérone, et non l’inverse.
Pour les hommes dont les taux d’œstrogènes n’ont jamais été
vérifiés et qui croient qu’ils pourraient présenter les
symptômes d’œstrogènes élevés ou bas, demandez des analyses de sang qui vous donnent le niveau
d’œstradiol. Les niveaux d’œstrogène sont généralement assez faciles à traiter chez les hommes.
Les avantages de stimuler la testostérone vont plus loin; Un faible taux de testostérone
est associé à un risque accru de diabète, d’hypercholestérolémie, de durcissement
des artères et de faiblesse des os.
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